TheMortgageTrainingCenter.com provides CE (continuing education), professional development, and designation study courses for mortgage professionals

Commercial Mortgage Broker Training


Commercial Loan Training

Commercial and industrial lenders both know that non-financial factors such as the borrower's industry, its competitive market, and its management team play a key role in the ongoing success of the business, as well as timely loan repayment.

Specifically, by taking one of our commercial loan training courses, you will learn about the entire loan process by which a commercial real estate loan is marketed, underwritten, approved, documented, closed, and monitored.

You also will learn about the various documents typically found in a commercial loan transaction - and their legal impact on the relationship between the bank and its borrowers and guarantors.

Learning Objectives: Commercial Loan Training Courses
  • What areas of the law impact commercial lending?
  • What are the fundamental documents in a commercial loan transaction?
  • What is the difference between term sheets and commitment letters?
  • What documents are unique to real estate lending?
  • Learn what specific information will help you to handle business applications correctly
  • What factors determine if the application is for business purpose or consumer purpose?
  • Which documents are used in asset based financing?
  • How are letters of credit documented?
  • What are loan participation agreements?
  • What are mortgage spreaders? Mortgage assumptions? Future advances?
  • What is construction risk and how is it mitigated?
  • Differences between residential and commercial construction loans
  • Title insurance
  • Survey
  • Bonding
  • Funding and draw controls
  • Cash flow or net operating income (NOI) concepts
  • Understanding key variables: vacancy, management fees and replacement reserves
  • The missing link: Using NOI along with a cap rate to estimate current property value
  • Moving from NOI to cash flow available for debt service (CFADS) and DSC
  • Stress-testing of debt service coverage (DSC) and loan-to-value (LTV) at transaction level
  • How to use a sample worksheet to explore the major issues, including stress-testing, demonstrated with a case example
  • How can we minimize mistakes in loan documentation?
  • Common compliance violations in the commercial loan area
Find Commercial Loan Training Courses

To find Commercial Loan training courses either select one of the recommended courses or "Commercial Real Estate" from the "Professional Development" section of the search box below.


Recommended Books/CDs/Other Training Resources Recommended Course(s) Recommended Special Promotions


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Feature Items
NMLS / Safe Licensing
NMLS / Safe Licensing
Tax Return Analysis Workshop
Tax Return Analysis Workshop
Dealing with Appraisals: Compliance with New Standards
Dealing with Appraisals: Compliance with New Standards
Lending 101
Lending 101
TRID Explained
TRID Explained
Regulation Z: Truth in Lending (TILA)
Regulation Z: Truth in Lending (TILA)
Changes To The Dodd-Frank Rules
Changes To The Dodd-Frank Rules
Best-Ever Compliance Checklists For Consumer Loans
Best-Ever Compliance Checklists For Consumer Loans
Loan Processing 101 - The Basics
Loan Processing 101 - The Basics
FHA/VA Processing - For Processors
FHA/VA Processing - For Processors
Case File Underwriting Review -
Case File Underwriting Review - "FHA/VA Loans"
Mortgage Underwriter 101 - The Essentials
Mortgage Underwriter 101 - The Essentials
Fannie Mae &Freddie Mac Workshop
Fannie Mae &Freddie Mac Workshop
Calculating Income, LTV, &DTI Workshop
Calculating Income, LTV, &DTI Workshop
LAPP/SAR Underwriter - Step by Step Instruction
LAPP/SAR Underwriter - Step by Step Instruction
Understanding Commercial Loan Documents
Understanding Commercial Loan Documents

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