Loan Structuring Basics

Qty: On-Demand ($419.00)

Course Summary:

When a loan is structured properly, the likelihood of getting repaid increases dramatically. This course provides participants with a basic understanding of loan structure.

Course Details:

As commercial and middle market lenders know, loan structure has an important influence on the repayment of loans. In this webinar, we'll discuss the different types of loans: seasonal, term, bridge, and permanent capital, and how to properly structure a loan. We'll also provide strategies for explaining loan structuring decisions to your customers.What You'll Learn:

• Show how loan structuring fits into the lending decision process
  
• Describe the different capital sources available to the borrower
  
• Explain the four major loan structures and their related risks: lines of credit, term loans, bridge loans, and permanent capital loans
  
• Explain the purpose and objectives of loan covenants
  
• Identify specific examples of financial covenants that would be used for each of the four major loan types
  
• Identify and describe seasonal borrowing needs
  
• Profile seasonal repayment sources and their related risks
  
• Formulate a loan structure, including consideration of collateral support, to minimize those risks

Continuing Education Credits:

Click the 'Credits' tab above for information on PHR/SPHR, PDCs, and other CE credits offered by taking this course.