The ABA Residential Mortgage Lender Certificate provides a solid understanding of banking, credit analysis, and legal principles that support the mortgage process. In keeping with evolving customer preferences, the certificate underscores relationship sales skills in addition to the mechanics of a mortgage loan, thereby preparing loan officers to be successful in growing their book of business while helping their bank acquire a deeper share of wallet.What You'll Learn:Required Courses:

• Banking Basics Suite or Principles of Banking or Banking Fundamentals
  
• Appraisal Procedures
  
• Basics of Mortgage Processing
  
• Completing the HUD-1 (optional)
  
• Determining Your Role in Fraud Prevention
  
• Discovering FHA Programs
  
• Effective Referrals Suite or Effective Client Referrals
  
• Essentials of Mortgage Lending
  
• Ethical Issues for Bankers
  
• Explaining Loan Modifications
  
• Mitigating Potential Fraud in Your Organization
  
• Mortgage Customer Counseling and Prequalification
  
• Personal Tax Return Analysis
  
• Preparing the Closing Disclosure
  
• Preparing The Loan Estimate
  
• Processing and Underwriting Credit
  Processing Income and Assets
  Reviewing the Uniform Residential Appraisal Report

You have 6 months to complete the course and gain your printable certificate. Course Length: 22 hours