Life & Health Insurance Pre-Licensing Exam Prep Agenda

Online Course: ID# 1005860

Agenda

• Types of losses and benefits
• Uses of life insurance
• Underwriting and policy issue and delivery
• Producer's responsibilities

• Term policies
• Traditional Whole Life policies
• Universal Life and Variable Life policies
• Other specialized policies
• Types of annuities
• Uses of annuities

• Medical expense insurance
• Disability income policies
• Group health insurance
• Long-term care

• Standard provisions
• Types of beneficiaries
• Disability riders
• Nonforfeiture options, dividend options, and settlement options

• Medicare Parts A – D
• Medicare Supplement plans
• Federal Regulation

• Personal life insurance
• Annuities
• Taxation of personally owned health insurance
• Employer-sponsored health plans
• Other related concepts

• Producer licensing
• Enforcing insurance laws
• Unfair trade practices
• Regulations specific to Life and Health insurance