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Course/Product Description

Challenges And Rights Of The Subordinate Debt

Date / Time: Recorded
Format: Webinar

Subordination and intercreditor topics are some of the most nuanced aspects of the practice of debt finance law.

It is critical for financial professionals to understand the issues involved and the impact that each negotiable position can have on their rights during the life of a deal and in a foreclosure or bankruptcy scenario.

A financial professional can increase the efficiency and efficacy of the structuring and negotiation process by gaining a clear understanding of what is at stake and the options that are available to achieve the desired payment and lien priorities, while protecting their rights and remedies.

This webinar will focus on first principles with a broad application and is designed to enable attorneys, presidents, vice presidents, loan officers, loan department personnel, branch managers, credit and collections managers, real estate professionals, controllers, accountants and auditors gain a solid footing and a useful framework for understanding this complex subject area.


Understanding Subordinated Debt and the Risks

  • Definition of Subordinated Debt
  • Due Diligence on the Borrower
  • Senior Lender's Interests
  • Subordinated Lender's Interests
Different Structures and Approaches to Subordinated Debt
  • Structural Subordination
  • Mezzanine Debt
  • Seller Subordinated Debt
  • Second Lien Debt
Intercreditor/Subordination Agreements
  • What Is an Intercreditor/Subordination Agreement and When Is It Necessary?
  • What Does It Address?
  • Who Is Involved and What Are Their Goals?
  • What Are the Core Issues You Need to Review?
  • What Are the Commonly Negotiated Outcomes?
About The Presenter

My Ngo
  • Partner with the law firm of McGuireWoods LLP in Charlotte, North Carolina
  • Practice focuses on corporate and commercial lending transactions
  • Represents agents, lenders, borrowers and participants in syndicated, club and single lender credit facilities
  • Experience includes cash flow and asset based facilities, venture financings, leveraged acquisition financings, working capital lines, debt refinancings and dividend recapitalizations in a variety of industries including health care and restaurant franchise
  • Has experience with nonperforming commercial loans involving workouts and restructurings
  • Admitted to the State Bar of North Carolina
  • J.D. degree, Wake Forest University; B.S. degree in computer science and an M.B.A. degree, East Carolina University
Stephanie A. Zabela
  • Partner with the law firm of McGuireWoods LLP in Chicago, Illinois
  • Concentrates practice on commercial finance transactions, real estate matters, and general corporate law
  • Regularly represents lenders and borrowers in asset-based lending, cash-flow lending, acquisition financing, health care lending, real estate lending, multicurrency financing, and cross-border transactions
  • Experienced with specialty collateral, such as intellectual property, goods covered by certificates of title, and leasehold and fee interests in real estate
  • Also represents companies in corporate transactions, such as mergers and acquisitions, and advises financial institutions on issues of regulatory compliance
  • Admitted to the State Bar of Illinois
  • Named to "Illinois Rising Stars," Banking, Real Estate: Business, Business/Corporate, Super Lawyers, Thomson Reuters, 2014-2017
  • J.D. degree, New York University School of Law; B.A. degree, summa cum laude, in English, University of Notre Dame

Cannot Attend The Live Presentation?

This presentation is also available in a recorded format, in CD version, as shown in the pricing options below.

About Webcasts / Audio Conferences / Podcasts:

Webcasts, audio conferences, and podcasts are presentations that you attend via the Internet, phone, or mobile device at a specified date and time for "live" versions, or at your convenience for "recorded" and "On-Demand" versions.

The live versions are interactive, meaning that participants can ask questions in real time, plus are a very cost-effective form of training because 1) you receive fast, convenient learning without any out-of-office time; 2) you can invite as many colleagues as you'd like to listen in on a single phone line; 3) you incur no travel expenses; and 4) you and your colleagues are back at work immediately after the session ends!

And though with recorded versions you do lose the ability to ask questions, you gain the ability to hear the presentation numerous times and to share it with others in your office.

Handout materials and the phone number for live presentations are made available to you prior to the event via email from the presenter and from the "MyAccount" link on the menu bar. Copies of the presentations are included with recorded versions.

About The Provider: Lorman Education Services has provided educational seminars and online training for professionals since 1987.

Since then, we've kept thousands of professionals in the United States and internationally current on the most pressing topics in a rapidly changing marketplace of ideas. Like you, we understand the need for concise, accurate information.

That understanding underlies each Lorman course, presenting the latest information on the laws and regulations critical to your organization's successful daily operations.

Moreover, each course receives our painstaking attention to be certain both the faculty and participants receive the individual attention necessary to achieve maximum benefit from the materials.
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