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Course/Product Description
Title:

Get Global: Understanding Global Cash Flow Analysis

SKU:WC-1027599
Date / Time: Recorded
Format: Webinar
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Description:

Get Global: Understanding Global Cash Flow Analysis

Understanding how to calculate and interpret cash flow is essential for successful bankers. This course is designed to assist bankers in calculating cash flow using the Uniform Cash Flow Analysis (UCA) method. We'll also provide guidance in calculating Global Cash Flow Analysis for entities that rely on excess cash generated by their owners to service the business entity's commercial debt.

We'll begin by defining Cash Flow as the tool to transform an Accrual Basis Financial Statement into a Statement of Cash Flow. We'll discuss Cash Flow's importance when considering a long-term loan request. We'll then demonstrate how Cash Flow is calculated using the balance sheet and income statement to determine sources and uses of cash from Operating, Investing and Financing Activities. Next, we'll review owners' personal financial statements and tax returns to determine the excess compensation needed to support the debts of the business entity and the individual. This is the major premise of Global Cash Flow Analysis.

We'll discuss several cases to demonstrate Global Cash Flow Analysis, including a case for the self-employed borrower with interests in several business entities.

You should finish with a solid understanding of how cash flow is calculated, and more importantly, how to interpret its meaning.

Covered Topics:

  • An illustration of how Cash Flow Analysis is used to transition an Accrual Basis Financial Statement into a Statement of Cash Flow (or Cash Basis Statement) because loans are repaid with cash and not profits.
  • Review of the rules of Cash Flow, which are essential for determining how much cash is generated from items on the balance sheet
  • Global Cash Flow Analysis Methodology using financial statements, tax returns and credit reports of commercial borrowers and individuals
  • Comparison of the UCA method of calculating cash flow versus the less effective traditional EBITDA (Earnings Before Interest, Taxes, Depreciation and Amortization) method of determining cash flow
  • A fast Cash Analysis method that can get you to the same results in less time
Who Should Attend
  • Senior Loan Officers
  • Senior Credit Officers
  • Commercial Loan Officers
  • Branch Managers
  • Credit Analysts
  • Loan Review Personnel
  • Consumer Loan Officers
  • Credit Administration Support Staff

About the Presenter

Jeffery W. Johnson started his career with SunTrust Bank in Atlanta as a Management Trainee and progressed to Vice President and Senior Lender of SouthTrust Bank and Senior Vice President and Commercial Banking Division Manager for Citizens Trust Bank of Atlanta.

Most of his career has been spent in Credit Administration, Lending, Business Development, Loan Review, Management and Training & Development. He has managed loan portfolios representing a cross section of loan types including: Large Corporate, High Net Worth Individual, Middle Market Companies, Small Business, Real Estate and Non-Profit Organizations.

Mr. Johnson is now a training professional in the financial industry by leading various seminars covering important topics relating to issues in financial institutions. He teaches actively for fifteen state banking associations in the United States, Risk Management Association (RMA) and individual financial institutions nationwide. He co-authored a training course entitled "Lending to Service and Other Professional Organizations" for RMA in 2001.

Mr. Johnson earned a B.A. Degree in Accounting from Morehouse College in Atlanta; a MBA in Finance from John Carroll University in University Heights, Ohio; Banking diploma from Prochnow School of Banking at the University of Wisconsin and a Graduate Certificate in Bank Management from the Wharton School of Business at the University of Pennsylvania.



Cannot Attend The Live Presentation?

This presentation is also available in a recorded format, in On-Demand Or CD versions, as shown in the pricing options below.

About Webcasts / Audio Conferences / Podcasts:

Webcasts, audio conferences, and podcasts are presentations that you attend via the Internet, phone, or mobile device at a specified date and time for "live" versions, or at your convenience for "recorded" and "On-Demand" versions.

The live versions are interactive, meaning that participants can ask questions in real time, plus are a very cost-effective form of training because 1) you receive fast, convenient learning without any out-of-office time; 2) you can invite as many colleagues as you'd like to listen in on a single phone line; 3) you incur no travel expenses; and 4) you and your colleagues are back at work immediately after the session ends!

And though with recorded versions you do lose the ability to ask questions, you gain the ability to hear the presentation numerous times and to share it with others in your office.

Handout materials and the phone number for live presentations are made available to you prior to the event via email from the presenter and from the "MyAccount" link on the menu bar. Copies of the presentations are included with recorded versions.

Licenses / Designations / Educational Credits:CEU
All US States: 2.5
All Canadian Provinces: 2.5
About The Provider: Since 1983 Total Training Solutions has produced dozens of videotapes, CD-Roms, DVD's and web-based training modules. In addition to off-the-shelf products, Total Training Solutions also develops custom training products and consults with financial institutions to develop their own training curriculum.

For timely delivery of training topics, webinars or web conferencing is an unbeatable option. We now offer over 100 live programs per year and you can even purchase the recorded or ondemand session if you are unable to attend the live program.

We have worked exclusively with the financial industry since our founding. Because of this, we understand the needs of training departments in financial institutions and are alert to changes which affect the industry.

Webinar Descriptions:

Live Session:
Attend the live session with the opportunity to ask questions to the presenter. You also receive a link to the handouts. All registrations for a live event will be given access to the OnDemand recording, at no additional cost, for seven days following the event. This will allow a flexible alternative when last minute conflicts intrude on scheduled events.

Recorded CD:
CD-Rom includes audio and video of recorded webinar plus hard copy handouts. You will also receive 6 months access to the OnDemand weblink as an added free bonus.

OnDemand:
Includes a weblink for unlimited viewing for 6 months after the date of the webinar as well as a link to handouts.

Live + Recorded:
Includes all three options above. Live session, OnDemand Weblink, and CD-Rom plus Hardcopy Handouts.

Live + OnDemand:
Includes two of the options above. Live session and 6 months access to OnDemand Weblink plus link to handouts.
More Info: Contact Us For More Information
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