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Course/Product Description

Calculating Income, LTV, & DTI Workshop

Date / Time: Recorded
Format: Webinar

Calculating Income, LTV, & DTI Workshop

Join us for an intensive study course on these basic mortgage lending formulas. In the Calculating Income, LTV, & DTI Workshop, students will learn how to apply the correct calculation to various loan scenarios.

Examples will be presented and students will have an opportunity to complete exercises with the instructor for a better learning experience.


  • Hourly wage income calculations
  • Salaried wage income calculations
  • Overtime, bonus, commission, and un-reimbursed expense calculations
  • Social security and pension calculations
  • A brief introduction to self-employment income and tax returns
  • Schedule C income calculations
  • Rental income calculations
  • LTV, CLTV, and HCLTV definitions and calculations
  • PITI, PITIA, Housing Ratio, Total Ratio, and Payment Shock definitions and calculations
  • Course Length: 3 Hours
  • Instructor-Led Online Webinar
  • Duration: 24/7 Access for 1-Year
  • All Course Materials are Downloaded as PDF Files
  • Certificate of Completion Downloaded as a PDF File

Upon request, we can provide you with Job Search Resources which are simply considered a value added benefit of purchasing a CampusMortgage® training webinar. The Job Search Resources will be emailed to you as a PDF file, and contain various links to help in your job search process. These links include: mortgage industry networking sites, job posting sites, resume builder sites and more. Please note: The Job Search Resources are not to be considered job placement assistance as we view that as a conflict of interest.


As soon as you enroll, we will e-mail you links and passwords to access the Instructor-Led Online Webinar & Course Materials, so you can start taking the training IMMEDIATELY.


Aspiring mortgage processors & underwriters wishing to learn how to underwrite condo/cop-op properties, from A to Z. Whether you're unemployed and looking to enter the mortgage processing profession, or you're currently working at a bank or lender as an underwriter, this loan processing training program will provide the skills you need to succeed as an effective mortgage processor or underwriter.


No refunds or credits will be issued if a student and/or customer has logged into any online webinar course or has requested a Certificate of Completion for the course/certification/bootcamp/bundled package purchased. If a student and/or customer has not logged into an online webinar course or has not requested a Certificate of Completion, the customer is entitled to a full refund (minus a $75 administrative cancellation fee) provided a refund request is received in writing or via e-mail by CampusMortgage® within (5) calendar days from the date of purchase.


All CampusMortgage® online training classes are "professional development" and are for informational purposes only (not licensing training). Obtaining a CampusMortgage® Certificate of Completion does not imply you are an "expert" or "licensed" in any mortgage related field - it simply means you've taken a specific number of hours of online training. We do not guarantee you will find a job and do not provide job placement assistance. We are not owned, operated, or affiliated with HUD, FHA or the Federal Government in any way.

Cannot Attend The Live Presentation?

This presentation is also available in a recorded format, in On-Demand version, as shown in the pricing options below.

About Webcasts / Audio Conferences / Podcasts:

Webcasts, audio conferences, and podcasts are presentations that you attend via the Internet, phone, or mobile device at a specified date and time for "live" versions, or at your convenience for "recorded" and "On-Demand" versions.

The live versions are interactive, meaning that participants can ask questions in real time, plus are a very cost-effective form of training because 1) you receive fast, convenient learning without any out-of-office time; 2) you can invite as many colleagues as you'd like to listen in on a single phone line; 3) you incur no travel expenses; and 4) you and your colleagues are back at work immediately after the session ends!

And though with recorded versions you do lose the ability to ask questions, you gain the ability to hear the presentation numerous times and to share it with others in your office.

Handout materials and the phone number for live presentations are made available to you prior to the event via email from the presenter and from the "MyAccount" link on the menu bar. Copies of the presentations are included with recorded versions.

About The Provider: CampusMortgageĀ® provides instructor-led mortgage training classes to students nationwide.

We employ the latest in technology advancements, offering students comprehensive mortgage loan training and job placement resources.

Take the first step to becoming an FHA mortgage underwriter, processor, or originator by completing our online training classes today!
More Info: Contact Us For More Information
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Keywords For This Course:

calculating income, mortgage lending formulas, LTV, DTI

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FHA/VA Underwriting For Underwriters 5755 North Point Parkway, Suite 228 | Alpharetta, GA 30022 | 770-410-7569 |
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